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Mid-Qualified Credit Card Rate

A Mid-Qualified rate fee is the best rate that a merchant processing credit cards online can get. Any online transaction is going to have some risk associated with it compared to card present transactions. Because the card is not present, the processing rate is going to be higher.

In order for an online retailer to get the Mid-Qualified rate they must use AVS and AVS must pass.

It is important to note that an online retailer may not get the Mid-Qualified rate for foreign orders. Usually, they will not. AVS only applies to the United States. There is not an AVS system in place for foreign countries.


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